Business Insurance Solutions

Risk Management

Addressing the insurance needs of businesses begins with understanding the unique exposures to risk that each one faces. We perform a thorough analysis of the client’s operation, identify potential loss exposures, and design insurance plans best suited for that business.

Our agency can also coordinate comprehensive Risk Management services.

In addition to providing complete building replacement cost evaluations, we coordinate on-site and web-based training, including the following training programs:

Management/Supervisory
Ergonomics/Repetitive Motion
Equipment Safety
Chemical Safety/Physical Hazards
Personal Protective Equipment
Defensive Driving
Commercial Vehicle Safety
OSHA-Based Training

Insurance Solutions

Our agency represents a number of fine insurance providers. Our job is to match our clients with companies who offer the best products for their situation. We always keep our client’s budget in mind, and negotiate on their behalf to provide a competitive insurance solution.

Comprehensive insurance plans may include coverage for:

Building & Business Personal Property
Machinery, Tools & Mobile Equipment
Time Element & Income Protection
Fleet Auto & Garage Liability
Catastrophe & Umbrella Liability
Bonding
Professional Liability
Employment Practices Liability
Medical Malpractice
Products Liability
Non-Profit & For-Profit Director’s & Officer’s Liability

Specialty Programs

Dentists Package
Printers Package
Financial Institutions
Religious Institutions
Contractors
Garage Operations
Restaurant Package
Bar & Tavern Programs
Lumber & Woodworking Packages

Services

Bonds

Many clients rely on us for their fiduciary, permit, and contract bonds. Bonds can usually be issued at our office.

Insurance Certificates

It is not uncommon for our clients to require a certificate of insurance. We typically provide certificates the same day they’re requested (never longer than 24 hours).

Local & Prompt Claim Service

Claims service is the key to our value proposition. Therefore, a local adjustor would be in contact within 24 hours after the claim is reported. Claims may be reported 24/7/365.