Farm Insurance

Whether you own a small farm with five acres; a horse farm, dairy, hog, or poultry operation; or a large family corporation with thousands of acres, we provide the coverage you need for your home, buildings, farm personal property, and liability under one policy.

For information on Equine Insurance click here.

Our Farmowner Policy Offers Coverage Against:

• $5,000 Identity Fraud Expense Coverage included, may be increased
• Identity Theft 911 resolution services
• Collision of farm machinery, additional animal perils
• Fire or Lightning
• Windstorm or Hail
• Explosion
• Riot or Civil Disorder
• Aircraft, Vehicles
• Sudden and Accidental Damage from Smoke
• Freezing
• Theft
• Collision
• Weight of Ice, Snow, or Sleet
• Milk Contamination Liability Coverage
• Falling Objects
• Vandalism and Malicious Mischief
• Sudden and Accidental Tearing Apart, Cracking, Burning, or Bulging
• Accidental Discharge or Overflow of Liquids or Steam
• Sudden and Accidental Damage from Artificially Generated Electrical Currents
• Sudden and Accidental Pollution Liability Coverage
• Borrowed, rented or leased Farm equipment
• $1,000 Extra Expense Coverage, may be increased
• $2,000 Self Propelled Farm Machinery Rental Expense

Coverage options:

• Replacement Cost, farm barns, building, and structures
• Replacement Plus for your contents
• Inland Marine coverage for scheduled items such as: jewelry, fine art, furs, guns, and collectibles
• Special Form coverage on barns and outbuildings
• Loss of farm income
• Equipment Breakdown for: Farm Personal Property, Farm Barns Buildings and Structures
• Peak Season Inventory - Farm Personal Property
• Intake of foreign objects into self-propelled farm machinery

Discounts available:

• Dwelling less than 20 years old
• Country Estate (farms with less than 25 acres and less than $5,000 income)
• New home under construction
• Protection devices such as smoke and burglar alarms

For information on Equine Insurance click here.