Whether you own a small ranch with five acres or a large family corporation with thousands of acres, we provide the coverage you need for your home, buildings, farm personal property, and liability under one policy. Owners of horses are faced with a wide variety of exposures that require the advice and personalized attention which our agents provide.

Our Equine Activities Endorsement provides protection for:
Ownership Boarding, Training Liability

• Owned, leased, or borrowed saddle animals
• Breeding operations• Boarding operations
• Pleasure or show horse training operations
• Riding arena exposures

Our Care, Custody, and Control Endorsement provides coverage for non owned horses in your care, custody, and control.  Limits available up to $100,000 per Head/ $300,000 per Occurrence/$300,000 Aggregate.

Arenas, Barnes & Outbuildings

Arenas, Barns, and Outbuildings can be insured with:

• Replacement Cost Terms
• Special form Coverage

​Blanket Farm Personal Property Coverage

Farm Personal Property Coverage is provided on a blanket basis and covers equipment, horses, tack, feed, medicines, and supplies.

Additional Coverage Provided

• Identity Fraud Expense Coverage of $5,000 with higher limits available
• Identity Theft 911 Theft Resolution and Travel Assistance
• Sudden and Accidental Pollution Liability
• On Premise Pollutant Cleanup